FFinStudio

Personal debt overview

Cards, installments and a lease — one page.

Balances, utilization, due dates and cycle status. Entered by you, kept by you.

Get startedI already have an account

Overview

August 2026

Total owed

$14,055

Cards
44%
$6,240
Installments
38%
$5,315
Lease
18%
$2,500

38%

Credit utilization

Healthy

$6,240 of $16,500 available

Coming up

In 3 days
CS

Aug 22

Chase Sapphire

Statement $1,240

$185

Affirm — Sofa

Aug 26

$92.40

Toyota Lease

Sep 1

$389

Amex Gold

Sep 4

$150

Private by designEntirely manualNo bank connection

Every account, at a glance.

Cards show utilization, installments show how far you've paid, and a lease shows its term.

CS

Chase Sapphire

Chase

$1,240

of $6,000 limit

21%
AG

Amex Gold

American Express

$2,860

of $7,500 limit

38%
AF

Affirm — Sofa

Affirm

$831

left to pay

6 of 12 paid
TL

Toyota Lease

Toyota Financial

$389/mo

monthly

Ends Mar 2027 · 19 of 36 months

Setting up

Three steps, then it keeps itself current.

  1. 1

    Add a card or loan

    Balance, limit, APR — whatever you know.

  2. 2

    Set the due date

    FinStudio rolls the cycle forward for you.

  3. 3

    See what's next

    One list, ordered by what's due soonest.

Know where you stand.

Free to start. You enter your accounts — nothing is shared.

Get started